32BJ Benefit Funds

Metropolitan and Suburban Plan SPD >> Important Notice

This booklet is the Summary Plan Description (“SPD”) of the plan of beneﬁts (“the Plan”) of the Building Service 32BJ Health Fund (“the Fund”) with regard to the Metropolitan and Suburban Plans. Your rights to beneﬁts can only be determined by this SPD, as interpreted by ofﬁcial action of the Board of Trustees (“the Board”). You should refer to this booklet when you need information about your Plan beneﬁts. In addition, the Board reserves the right, in its sole and absolute discretion, to amend the Plan at any time.

Save this booklet – put it in a safe place. If you lose a copy, you can ask the Member Service Center (call 1-212-388-3500) for another.
If you change your name or address – notify the Member Service Center immediately so your records are up-to-date.
Words that appear in boldface print are deﬁned in the Glossary.
Throughout this booklet, the words “you” and “your” refer to participants whose employment makes them eligible for Plan beneﬁts. The word “dependent” refers to a family member of a participant who is eligible for Plan beneﬁts. In the sections describing the beneﬁts payable to participants and dependents, the words “you” and “your” may also be used to refer to the patient.
This booklet describes the provisions of the Plan in effect as of December 31, 2005, unless speciﬁed otherwise. If you are a retiree and are eligible for Plan beneﬁts, you are eligible for the current Plan beneﬁts, not the Plan beneﬁts in effect at the time you stopped working.
In the event there is any conﬂict between the terms and conditions for Plan beneﬁts as set forth in this booklet and any oral advice you receive from a Building Service 32BJ Beneﬁt Funds employee or union representative, the terms and conditions set forth in this booklet shall control.
The level of contributions provided for in your collective bargaining agreement or participation agreement determines the Plan for which you are eligible. In general, the Metropolitan Plan covers participants who work in Manhattan, Brooklyn, Queens and Staten Island. In general, the Suburban Plan covers participants who work in Westchester and Long Island residential employment. While the Fund provides other plans, they are not described in this booklet. If you are unsure about which plan applies to you, contact the Member Service Center for information.