|If you work in the NYC metropolitan area including the surrounding counties in NJ & CT, your plan is Empire. Click here for 7-1-14.
Click here for 1-1-15.
|If you work in other areas such as: Western Pennsylvania, South and Western New Jersey, Delaware, Florida and all of Connecticut except for Fairfield and Litchfield counties, your plan is Cigna. Click here.|
|If you work in Philadelphia Metropolitan area, including the surrounding areas, your plan is IBC. Click here.|